SunnyBay Home - SunnyBay Lettings

Step 1:

DECIDE ON THE BASICS

Register your interest with us by calling 020 8540 3335, visiting our office or filling the online form as the first step on your property search. Your show of interest can be about a specific property or around your requirements. Our local agents can discuss with you what you are looking for and provide guidance. We will listen carefully to your property requirements to build up a picture of your ideal home. We will then provide you with clear and comprehensive property information including location, accommodation, dimensions and benefits.

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Step 2:

GET YOUR FINANCES IN ORDER

Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search.
Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search. If you require a mortgage to buy the property you may be dealing with a bank or building society, either directly or through an advisor. SunnyBay is not allowed by law to give you any financial advice but we might refer you to an adviser with which he has links or which is a separate part of the same company. We will not have access to the records of the mortgage provider or adviser and have no control over the progress of any mortgage application.

Instructing a solicitor
The successful purchase of a property can be reliant on the instruction of an efficient and experienced solicitor. It is a good idea to use a solicitor who knows the area that you're moving to and specialises in conveyance.

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Step 3:

FIND THE RIGHT PROPERTY

Once we have a clear understanding of your requirements you will receive a selection of properties that match your criteria. We can also keep you constantly up-to-date via email and SMS alerts when the latest properties become available.

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Step 4:

MAKE AN OFFER

We will handle the negotiations on your behalf to ensure that your purchase is agreed clearly and quickly. Once you have agreed a final price for the property you can start the buying process.

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Step 5:

SALE AGREED

After the seller has accepted your offer your solicitor gets involved to check out all the legal aspects of the sale. Your mortgage advisor will go ahead with your formal mortgage application, to check that your lender's willing to lend on that specific property.

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Step 6:

FINALISE YOUR MORTGAGE

Once the relevant searches, land and building surveys have been carried out to the satisfaction of your lender and solicitor. Your mortgage company will confirm that your application can proceed and issue you with a confirmed offer.

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Step 7:

EXCHANGE CONTRACTS

Your solicitor will contact you to confirm your deposit money, you will need to transfer this amount to your solicitor. This acts as a binding agreement between you and the seller. At this point you should also get a quote for buildings and content insurance.
A completion date will have been negotiated between your solicitor and the sellers. Make sure your mortgage lender is ready to release funds in advance of your completion date, Once funds have cleared your solicitor will confirm that deeds have been transferred and our purchase is complete. The legal documents needed to transfer ownership are handed over to the buyer. The property now belongs to the buyer.

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